How Much Insurance Do You Actually Need? A Frugal Guide for Arizona Bar and Restaurant Owners
Frugal does not mean cheap for the sake of cheap. It means spending on the things that actually protect your money, and cutting the things that do not. Most of the advice in that category is about groceries, subscriptions, and whether you really need the name brand detergent. But there is a bigger, quieter category of "frugal" that a lot of small business owners skip right past: insurance coverage that matches the business you actually run, instead of the business you ran two years ago.