Account Takeover Fraud in 2026: How Attacks Really Happen and How to Stop Them Before Impact
Account takeover (ATO) fraud is a critical threat to digital businesses. Despite heavy investment in MFA and login anomaly detection, many attacks succeed because they bypass traditional safeguards entirely. Modern ATO doesn’t start at the login screen. It begins upstream with pre-login exposure and real-time credential relay, allowing attackers to hijack sessions before traditional defenses even engage.