Can My Credit Be Frozen Without My Knowledge?
It is possible for your credit to be frozen without your knowledge. A credit freeze stops creditors from accessing your credit report, which can prevent them from approving new loans in your name. Credit freezes do not expire, so to remove them, you must contact each of the three major credit bureaus: Experian, TransUnion and Equifax. Most people place credit freezes if they suspect their personal information or identity was stolen since credit freezes help protect from fraud.