A truism about the free tools online is that if you aren’t paying for the service, then you are the product. Take your grocery store's “club” card program. You sign up and give them your name and phone number, and every time you shop, you swipe your card and get discounts on certain items. If you shop at the same store all the time, it makes total sense to take advantage of these discounts to save yourself some cash.

For most people, January 28th is the 28th day of the year.

In the last week, The U.S. House of Representatives ordered its staff and lawmakers to delete TikTok from any government-issued mobile device due to security concerns with the popular video-sharing app. But, it’s not just the government taking action for a potential security vulnerability. A handful of college campuses announced that they are banning access to TikTok from campus WiFi in accordance with their respective governors’ executive orders.