Credit and debit cards have become the most prominent form of wealth access in the last decade. Once consumers pulled out thick wallets of cash—they now pull out thin clips of cards—if they bother using a card, not a watch or cellphone. Credit cards are necessary in modern life because they allow individuals to access their money instantly and because they can be better protected than physical money.

In early 2023, the FBI made a public service announcement warning that scammers had been targeting owners of timeshares in Mexico; they reported an estimated $39.6 million in losses involving only Mexico timeshares. Worldwide, countless more scammers are influencing consumers into signing binding contracts and pushing them into an endless cycle of issues. When created, timeshares and vacation clubs were exclusive, high-end vacation options. Each offered a unique option to those who purchased the services.

The sun produces enough energy every 90 minutes to power the world for a year. Despite this, in 2020, only around 0.2% of solar’s potential power production was utilized. Many organizations and nations have planned to move toward solar power. Still, consumers must have individual wealth, knowledge to vet potential installation companies, and wisdom to recognize and avoid potential traps.

When someone is born on US soil, they are a national citizen; with this distinction, they obtain a list of entitlements and benefits, as well as societal obligations and predetermined consequences for bad behavior. Digital citizenship works like this, with unique freedoms, consequences, and obligations.

In 2020, the world moved online, and the pandemic kicked industry demand into overdrive. Seemingly overnight, entire organizations yielded to the mandates pushed by health professionals, encouraging anyone not already online to make an account or two. That year, transaction card fraud totaled around $149 million in losses in the US and has only increased since then, up to $48 billion globally.

More organizations than ever are moving to online processes, offering convenience and efficiency to their consumers and clients. However, the move to digital isn’t without its risks; security audits assess the current state of an organization’s IT and data environments and then offer recommendations to improve them. Security audits are an essential aspect of an organization’s approach to data defense, especially when threats are moving and growing daily.

How do you browse the Internet? Using a primary browser, you can turn on “incognito mode,” which increases your privacy on singular devices but is also less concealing than other privacy tools like virtual private networks (VPNs). The functionality of these modes differs between browsers. While the mode offers reliable personal security, it also lacks cybersecurity defenses and is often used by those with misconceptions about how the tool works. So, what is incognito mode?

How far are you willing to go to obtain love? Online threats surround us every time we get on the Internet—all of them are out for more than a lasting emotional connection. Romance scams are the most insidious of online threats, not because they wreck the emotional and financial statuses of their victims but because they are incredibly well-thought-out.