PCI DSS is a set of requirements that is applied to every small and large organization that accepts, stores, processes, or transmits cardholder data. In particular, PCI DSS for SaaS companies is essential, as these platforms frequently handle sensitive customer information and must adhere to the latest security standards. In 2024, the updated version of PCI DSS 3.2.1, PCI DSS v4.0, became mandatory after being officially released on March 31, 2022, allowing organizations a transition period.

DORA is an EU-based regulation that is going to be effective from January 17, 2025. It is a digital security framework that works alongside the General Data Protection Regulation (GDPR) to provide strong security protection to financial entities and ICT service providers from cybercrimes. Generally, every financial entity and ICT service provider inside or outside the EU that does business with the EU entities has to comply with DORA.