Security | Threat Detection | Cyberattacks | DevSecOps | Compliance

Banks, payment processors and fintechs have long relied on Know Your Customer (KYC) processes to verify identity and assess the risk of doing business with the customer during onboarding, and on Know Your Business (KYB) processes to validate business legitimacy. But today, that’s no longer enough.

When it comes to real-time payments, fraud moves fast — but liquidity stress can move even faster. A fraud or cyberattack can quickly become a liquidity event when it disrupts settlement funds, triggers abnormal transaction flows or forces payment services offline. That is why banks, payment processors and instant payment networks need real-time visibility into transaction activity, settlement exposure and emerging operational risk.